I was looking over my Orchard Bank credit card statement and I saw that the APR was at 29.5%. I was shocked and outraged because an interest rate that high is completely and utterly wrong. With the way the economy is today no bank should try something so unethical as to hike interest rates, on the contrary they should be lowering interest rates in order to ensure that more of their customers can pay back the debt.

I called the company and asked them politely to change my interest rate, they said that it was the “Market Rate”  and they couldn’t do anything about it. So I payed the account in full and I am never again to to touch it. With the way the economy is today banks should not be taking advantage of their customers.

NEVER OPEN AN ORCHARD BANK ACCOUNT they will steal your money.